Buy a home with me and I can get you guaranteed findings with no hard dings to your credit. Just ask me about a soft touch credit pull.
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Welcome to Free Mortgage Rate! I’m Duane Buziak Mortgage Maestro, a state licensed home loan expert dedicated to making sure your home financing experience is top-notch.
Switched to brokering some years ago as I have long believed the best advice comes from someone independent, not tied, captive, or bound. I have a multitude of loan options, some might even say the most in the state. In addition, as I always start all loan applications with a soft touch, this will NOT affect your credit!
Many client testimonials highlight Duane Buziak's dedication to personalized service, clear communication, and responsiveness, even on weekends. Clients appreciate the one-on-one guidance throughout the entire mortgage process. He reportedly handles all client interactions himself to ensure personalized attention.
Many client testimonials highlight Duane Buziak's dedication to personalized service, clear communication, and responsiveness, even on weekends. Clients appreciate the one-on-one guidance throughout the entire mortgage process. He reportedly handles all client interactions himself to ensure personalized attention.
Duane Buziak offers free, no-obligation pre-approvals and utilizes soft credit checks, meaning clients can explore their mortgage options and get pre-approved without impacting their credit score. This allows for upfront understanding of buying power and potential costs.
With over a decade of experience and a high national ranking, Duane Buziak demonstrates expertise across a range of loan products, including conventional, FHA, VA, USDA, jumbo, and various niche loans like those for the self-employed or investors. He has received local and national recognition for his work and knowledge of the Central Virginia market. He also offers specialized solutions like low/no credit options and grant programs.
Soft inquiry only: Lenders use a soft pull to assess creditworthiness without recording the inquiry on your credit report.
Prequalification purposes: You can see the mortgage options you’d likely qualify for (e.g. estimated rate or loan amount) without fully applying.
No credit score impact: Your credit score remains unaffected during these early explorations.
Real estate professionals like Duane Buziak Mortgage Maestro promote “no‑touch credit” prequalification to let customers compare and explore options free of risk to their score
Fast Approval: Streamlined application and approval process to get you into your new home sooner.
To provide exceptional service to clients by offering a wide range of mortgage products and services.
We don't run your credit multiple times - we protect it. Your score stays safe.
No fees, no obligations. Just answers - fast and free.
Get a clear view of your buying power in minutes without paperwork or pressure.
Calling listing agents
Fully underwriting pre
60 minute response times
No lender fees
| Feature | FreeMortgage Rate | Bank / Credit Union |
|---|---|---|
| 24/7 Access | ✔ Available | ❌ Limited Hours |
| Wholesale Rates | ✔ Yes | ❌ Typically Higher Rates |
| Number of Lenders | ✔ Hundreds | ❌ Limited Options |
| Number of Loan Options | ✔ Extensive Variety | ❌ Limited Loan Products |
| NoTouch Credit Pull | ✔ Yes | ❌ Standard Credit Checks |
| No Credit Score Impact | ✔ Yes | ❌ Potential Impact |
| No Application Fee | ✔ Yes | ❌ Usually has Application Fees |
| Call Listing Agents for Offers | ✔ Yes | ❌ Not Typically Offered |
| Approvals Within 24 Hours | ✔ Yes | ❌ Might Take Longer |
At Free Mortgage Rate , we believe that securing a mortgage should be simple, transparent, and personalized to your needs. Whether you’re buying your
Free Mortgage Rate is a modern mortgage solutions company built with a passion for helping people make smarter home financing decisions. Our team is made up of experienced loan professionals, financial advisors, and are committed to making the mortgage process easier and more accessible for everyone.
